Heartbeat and Zeffy both promise to simplify your operations, but they solve very different problems. Heartbeat is an all-in-one hub for paid communities and courses. Zeffy is a zero-fee fundraising platform for nonprofits and clubs. It's a choice between paying for a feature-rich platform or using a free, donor-supported model.
Powerful All-in-One, Hampered by Support.
We find Heartbeat delivers a robust, integrated platform perfect for community-led businesses, unifying chats, courses, and payments efficiently. Overall, the significant all-in-one utility is strongly countered by multiple reports of severely slow and unreliable customer support, along with critical platform setup bugs.
Free, powerful, and mission-focused fundraising.
We found Zeffy delivers on its core promise of zero fees, making it a top choice for budget-conscious nonprofits. The all-in-one suite covers donations, events, and memberships effectively, though the donor-funded model is a unique consideration. Overall, it's a strong, free platform for organizations prioritizing 100% fund retention.
Heartbeat is known as the operating system for community-led businesses. It offers a centralized space where you can manage engagement, education, and revenue within a unified platform. You can create vibrant discussion spots and connect with your members easily. Importantly, Heartbeat allows you to host courses, chat rooms, and even events directly on your own website. This level of comprehensive integration is designed to make running your business seamless. 💡
Zeffy is a free, comprehensive platform designed specifically for nonprofits, schools, and community groups. It's your central hub for fundraising, from online donations to live auctions and peer-to-peer campaigns. If your organization needs to raise money without the overhead of platform fees, this tool is for you. 💡
We highlight the main differences and pick a winner for each feature.
Heartbeat charges a monthly subscription and transaction fees. Zeffy is completely free to use.
Heartbeat's Starter plan costs $49/month. Growth is $129/month. All plans have Stripe and Heartbeat transaction fees on payments. You pay to use the platform. Zeffy has no platform fees, subscription costs, or transaction fees. Organizations keep 100% of funds raised. The platform is funded by optional donor tips. The key difference is a direct cost. Heartbeat requires a budget; Zeffy does not. For a community business, Heartbeat's fee is an operational cost. For a nonprofit, Zeffy's model maximizes every dollar raised.
Heartbeat runs paid communities and courses. Zeffy manages fundraising campaigns and events.
Heartbeat is an operating system for paid communities. It unifies chats, courses, events, and payments. You can build and monetize educational content. Zeffy is built for nonprofits and clubs. Its core tools are donations, ticket sales, auctions, and peer-to-peer fundraising. It focuses on raising money. You choose based on your primary goal. If you sell access or education, Heartbeat is designed for that. If you raise funds for a cause, Zeffy is the purpose-built tool.
Heartbeat offers a broad suite for community operations. Zeffy offers a deep suite for fundraising activities.
Heartbeat includes discussions, courses, events, and a payment system. It's a comprehensive hub for managing member engagement and revenue from one dashboard. Zeffy excels at donations, ticketing, auctions, and peer-to-peer campaigns. It includes leaderboards and donation thermometers. It's deep in fundraising features. Heartbeat is broader for general community management. Zeffy is more specialized for raising money. The right feature set depends on whether you need to run a business or a fundraiser.
Heartbeat users praise its power but report serious support issues. Zeffy users praise its zero-fee model.
Heartbeat's reviews are mixed. Users love the all-in-one platform. However, many report terrible customer support, with wait times up to 21 days. Some mention reliability bugs. Zeffy's reviews focus on the value of its free model. Users love keeping 100% of funds. Some note the donor tip model can feel awkward. Support experiences are less documented. The major differentiator is support reliability. Heartbeat has documented support problems that can hurt businesses. Zeffy's reviews don't highlight this issue as a major con.
Heartbeat offers high customization and custom domains. Zeffy allows campaign branding but less overall control.
Heartbeat lets you run your entire community on your own website. You can also get a fully branded mobile app. This offers strong brand control. Zeffy lets you customize donation pages with your logo and colors. You can create branded campaigns. However, it doesn't offer a custom domain or app. For complete brand ownership, Heartbeat is superior. If you just need branded fundraising pages, Zeffy is sufficient.
Heartbeat scales with tiered plans for member growth. Zeffy scales with unlimited fundraising at no cost.
Heartbeat's plans scale by member count. Starter is limited to 1,000 members. Growth plan offers unlimited members. You pay more to scale. Zeffy has no stated limits on how much you can raise or the number of transactions. It's designed to handle growth without adding cost. Heartbeat scales through higher-tier paid plans. Zeffy scales for free. For a growing nonprofit, Zeffy removes financial barriers to growth.
Heartbeat costs between $40 and $108 per month when you choose annual billing, with three plans: Starter at $40/month, Growth at $108/month, and Business which requires a custom quote.
Here is a detailed breakdown of the available subscriptions and what they include.
Price: $49/month (or $40/month when billed annually, saving $9/month) Websites Supported: Not explicitly stated Best For: Launching a thriving community business Refund Policy: Not explicitly stated Other Features:

Zeffy pricing: Zeffy is a 100% free fundraising platform with zero platform fees. Organizations can collect donations, sell memberships, and manage events without losing any portion of their revenue to transaction costs or monthly fees.
For the specific Active 20-30 Club membership dues shown, options range from $19.50 per month to a single $195 annual payment, ensuring 100% of the funds support their mission through Zeffy's zero-fee model. This approach relies on voluntary contributions from donors to keep services running for nonprofits and clubs alike.
It's a transparent way to ensure your entire payment goes exactly where it's needed most without hidden charges or administrative overhead. You can choose to pay upfront or spread costs over time while keeping everything simple and fee-free for the organization involved.

External feedback for Heartbeat presents a stark contrast between its powerful feature set and serious operational concerns. Positive reviews praise Heartbeat as an outstanding, all-in-one platform for managing courses, events, and community engagement.
Users often highlight the continuous feature improvements, easy handling of digital products, and the platform’s overall intuitive feel compared to competitors. However, a widespread and critical recurring theme is the unacceptable quality and responsiveness of customer support 😔.
I think it’s an outstanding platform—an all-in-one solution to run your community, online courses, and sell digital products. I’ve been using it for three years now, and they consistently roll out new features and improvements. All in all, this is amazing software and an even better team.
External reviews from Trustpilot and Capterra were inaccessible during our review due to security blocks, so we could not analyze user sentiment directly. However, the platform's core promise of zero fees is consistently highlighted in its own marketing and user testimonials we could gather.
Recurring themes from available sources focus on the simplicity and value of keeping 100% of funds, though some users note the donor-funded model relies on optional tips. Support and onboarding appear responsive for many, but like any platform, experiences can vary.
Zeffy has been a game-changer for our nonprofit. We keep every dollar we raise with no hidden fees, which means more funds for our cause. The setup was straightforward and our donors love the experience.
Heartbeat and Zeffy aren't really competitors—they solve different problems. Your choice depends entirely on whether you're running a paid business or a fundraising campaign. Heartbeat's superpower is being a complete operating system for a community business. It bundles courses, events, chats, and payments into one sleek platform. You can build and sell educational content, then manage all member interactions from a single dashboard. Zeffy's superpower is its zero-fee promise. For nonprofits and schools, this is massive. Every dollar from donations, tickets, or auctions goes straight to the cause. It's a specialized toolkit for raising money without losing a cut to software. The deciding factor is your goal. If you're building a paid membership community, Heartbeat provides the tools to run it. If you're raising money for a cause, Zeffy ensures you keep everything you raise. Choose Heartbeat if you need to sell access, courses, or event tickets as a business. Choose Zeffy if you're a nonprofit, school, or club focused on fundraising and member management. They are built for fundamentally different missions.
Heartbeat can collect payments for memberships or event tickets. However, it charges subscription and transaction fees. Zeffy is designed for fundraising with zero fees, offering specialized tools like auctions and peer-to-peer campaigns.
Yes, Zeffy is free for organizations. There are no platform or transaction fees. The 'catch' is that Zeffy is funded by optional tips from donors after they give. This supports the free platform for all users.
Heartbeat is built for this. It includes dedicated tools for creating and managing courses within your community. Zeffy does not offer course creation; it focuses on fundraising activities.
It depends on your activity. If you're just collecting dues and running a few fundraisers, Zeffy is likely free and perfect. If you're building a paid membership with educational content, Heartbeat is more suitable.
Yes. The Starter plan is limited to 1,000 members. To get unlimited members, you must upgrade to the Growth plan at a higher monthly cost.
The platforms serve different purposes, so direct migration isn't a focus. Moving a paid community to a free fundraising tool (or vice versa) would likely require starting over, as the core data structures are different.
Both tools have their strengths. Choose based on your specific needs.